Credit scores can sometimes be a mystery, even to professionals! They can sometimes go up or down for no apparent reason at all. In this article, I will go over some behind-the-scenes reasons that may cause your credit score to change. Why Did My Credit Score Go Up for No Reason? Credit scores can go up due to…
Kia is a great car company, and you can find local dealerships all over the US. They have a wide variety of cars with prices to match any budget, and they are known for being reliable. But what if you don't have good credit? Can you still get approved for a Kia finance loan? The answer is yes!…
Not many people know that Discover offers a free FICO score even if you're not a cardholder! This is another great way to check your credit score for free and an excellent tool to keep track of your credit health. But is the Discover card FICO score accurate? This blog post will explore the Discover Credit Scorecard and…
The FICO score is a number that ranges from 300 to 850. It's used by lenders to determine the interest rate you'll be charged for loans and whether or not you get approved. If you've been trying different methods to improve your credit score, and are wondering how often your fico score updates, you've come to the right…
I remember when I first started on my credit journey. I would always get declined for a loan or a card because I didn't have a credit history. That had me wonder what my starting credit score was and how I can make it better. I've read a lot of different things on the internet, but the resources…
Today I will start by explaining a little bit about your Credit Score and "What's a good Credit Score". Then I will explain how to find your Credit Score online for free. Finally I will provide a few easy steps you can take, on your own, to improve your Credit Score. What's a FICO Score What's a Good…
Hi, my name is Ben and I've been in the small business credit industry for several years now. My career as a Small Business Loan advisor has given me an insider view of several aspects not seen by many. I have been given the opportunity to share some aspects of the small business credit industry here on Credit-Facts.com.…